SempoaDuit
Free Malaysian money calculators — income tax, take-home pay, EPF, home loans and stamp duty — in English, Bahasa Melayu and Chinese.
- Type
- In-house product
- Year
- 2026
- What we did
- Product design, Web development, Malaysian tax and EPF rules
- Live site
- sempoaduit.com
Why we built it
Working out income tax, salary deductions or EPF usually means a spreadsheet or a guess, and the rules change with every Budget. We wanted free calculators that are exact, current and easy to trust.
What we built
SempoaDuit has five calculators: income tax with YA 2025 reliefs, take-home pay after EPF, SOCSO, EIS and PCB, EPF retirement projections, home loan repayments, and stamp duty with the Budget 2026 first-home exemptions.
Every calculation runs in the browser, so nothing is uploaded, stored or sold. Results show the full working and can be shared with a link, and the whole site works in English, Bahasa Melayu and Chinese.
The rules are kept current with LHDN, KWSP and Budget announcements, and each update is dated on the site.